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Residual, Actual & Replacement Value

In the event of an economic total loss or theft, three values determine your compensation: the replacement value (cost of an equivalent replacement vehicle), the residual value (proceeds from the damaged vehicle), and the actual value. We determine all three values accurately and transparently — including research across nationwide residual-value marketplaces — so your insurer settles correctly.

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Residual, Actual & Replacement Value

When do I need this?

  • Economic total loss after an accident
  • Vehicle theft
  • Disputes over the amount of the insurance payout

At a glance

  • Precise determination of all relevant vehicle values
  • Basis for the insurance settlement
  • Market-accurate residual value market research

Frequently asked questions

Questions about Residual, Actual & Replacement Value

The actual value reflects the vehicle's calculated worth, while the replacement value reflects the actual cost of a comparable replacement vehicle on the used-car market.

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